Privacy Policy

Last updated: October 2026.

1. What we collect

Calculator inputs are not collected. Every calculator runs entirely in your browser (client-side JavaScript). The salary, loan amount, or investment figures you type never leave your device and are never stored on our servers.

We may collect minimal, anonymised technical data to operate and improve the site: your IP address (in server logs, retained for under 30 days), browser type, referring page, and pages visited. If we enable analytics (e.g. Google Analytics), we will use the IP-anonymisation feature and disclose it here.

2. Cookies

We use one first-party cookie or localStorage entry to remember your light/dark theme preference. It contains no personal data. If we deploy analytics or advertising (including Google AdSense), those services may set third-party cookies. Google's advertising cookies are used to show ads based on your prior visits to this and other sites; you can opt out at Google Ads Settings and at aboutads.info.

3. Advertising technologies

If and when this site displays ads from third-party networks (such as Google AdSense), those vendors use cookies and device identifiers to serve personalised advertising. We do not share personal data with advertisers. We will clearly label ad placements. You can manage personalised advertising via your browser or device settings; opting out does not remove ads, it makes them less targeted.

4. Third-party services

We use Google Fonts for typography. Our hosting provider serves the site and keeps standard access logs. We do not sell, rent or trade any personal information.

5. Your rights

Because we store essentially no personal data, there is usually nothing for us to disclose, correct or delete. If you believe we hold data about you, email fincalhub.contact@gmail.com and we will respond within 30 days. EU/UK/EEA and California users may additionally request the limited log data we hold.

6. Children

Our tools are general-audience. We do not knowingly collect data from children under 13. Our FinJunior-style educational content, if published, will never require an account or personal details.

7. Changes

We will update this page when our data practices change, with the effective date at the top. Material changes will be announced on the site.