Loan & Real Estate
EMI, home loan prepayment, rent vs buy, and loan eligibility — see the full amortisation, not just one number.
Home, car, personal and education loans — plus balance transfer, prepayment, affordability and rent-vs-buy decisions. Every tool uses the reducing-balance method (the true method Indian banks use), shows the full amortisation schedule, and reveals how much interest each prepayment saves. Compare offers by true cost, not just headline EMI.
EMI Calculator
Monthly EMI, total interest and a full year-by-year amortisation schedule for any loan.
Calculate →Home Loan Prepayment Calculator
Compare reducing tenure vs reducing EMI when you prepay — and the exact interest you save.
Calculate →Rent vs Buy Home Calculator
Buy with a home loan vs rent and invest the difference — side-by-side wealth comparison.
Calculate →Home Loan Eligibility Calculator
Estimate eligible loan amount from your income, existing EMIs and FOIR ratio.
Calculate →Home Loan Balance Transfer Savings Calculator
EMI and total interest saved by transferring your home loan to a lower rate.
Calculate →Car Loan EMI Calculator
Car loan EMI from on-road price, down payment %, rate and tenure.
Calculate →Personal Loan EMI Calculator
Personal loan EMI, total interest and effective cost including processing fee.
Calculate →Education Loan EMI & 80E Calculator
Education loan EMI after moratorium (capitalised interest) plus 80E tax saved.
Calculate →Interest-Free Home Loan (Parallel SIP) Calculator
Monthly parallel SIP needed to offset total home-loan interest over the tenure.
Calculate →How Much Rent Can I Afford Calculator
Maximum affordable rent as 25–40% of monthly take-home pay.
Calculate →How Much Loan Can I Borrow (Reverse EMI) Calculator
Maximum loan amount from an affordable monthly EMI, rate and tenure.
Calculate →Flat Rate vs Reducing Balance EMI Calculator
True reducing-balance cost of a flat-rate loan (~1.8–2.2× the quoted flat rate).
Calculate →Credit Card Payoff Calculator
Months to clear a credit card due at a fixed monthly payment — and the true cost.
Calculate →Credit Card EMI Conversion Calculator
EMI, total interest and effective annual cost of converting a card due to EMI.
Calculate →Overdraft / Loan Against FD Interest Calculator
Interest cost on an overdraft — charged only on the amount actually utilised.
Calculate →How Much House Can I Afford Calculator
Affordable house price from income, FOIR cap, down payment and loan terms.
Calculate →Two Loan Offer EMI Comparison Calculator
Side-by-side EMI and total-interest comparison of two home-loan offers.
Calculate →Stamp Duty & Registration Cost Calculator
Stamp duty and registration fee on a property purchase (state-rate input).
Calculate →