Investment & Wealth
SIP, step-up SIP, lumpsum, CAGR, compound interest, SWP and NPS — plan wealth with realistic Indian return rates.
Plan SIPs, lumpsums, retirement, child education and big goals with current Indian assumptions. Each calculator separates your invested amount from compound gains, shows the effect of inflation and delays, and lets you stress-test returns at conservative rates. Returns on market-linked products are illustrative; fixed-income rates are as notified and may change quarterly — verify before committing.
SIP Calculator
Calculate mutual fund SIP returns, invested amount and maturity corpus for any monthly contribution.
Calculate →Step-Up SIP Calculator
See how raising your SIP by 5–15% every year accelerates long-term wealth creation.
Calculate →Lumpsum Mutual Fund Calculator
Compound growth and maturity value for a one-time lumpsum investment in equity or debt funds.
Calculate →Compound Interest Calculator
Year-by-year compound interest with monthly, quarterly, half-yearly or yearly compounding.
Calculate →CAGR Calculator
Find the annualised (CAGR) return between any initial and final value, plus Rule of 72.
Calculate →SWP Calculator (Retirement Withdrawal)
How long your retirement corpus lasts with monthly withdrawals that rise with inflation.
Calculate →Fixed Deposit (FD) Calculator
Bank FD maturity with quarterly compounding and a post-tax effective return view.
Calculate →Recurring Deposit (RD) Calculator
RD maturity with quarterly compounding — monthly installment, rate and tenure.
Calculate →ELSS Tax-Saving SIP Calculator
ELSS SIP corpus plus Section 80C tax saved (3-year lock-in, equity returns).
Calculate →Inflation Calculator
Future cost of today's expenses at a given inflation rate, year-by-year.
Calculate →Real Return Calculator (after tax & inflation)
Real return = post-tax nominal return minus inflation — is your wealth growing?
Calculate →Rule of 72 Doubling Time Calculator
Years to double your money (Rule of 72) vs exact doubling, plus Rule of 70 for inflation.
Calculate →Retirement Corpus / FIRE Calculator
Corpus needed at retirement (4% rule) and monthly SIP to build it, with inflation.
Calculate →Emergency Fund Calculator
Target emergency fund (3–12 months expenses) and monthly amount to build it.
Calculate →Child Education Cost Planner
Future cost of a course at education inflation, plus monthly SIP to fund it.
Calculate →Cost of Delaying SIP Calculator
Wealth lost by delaying an SIP by N years, and the catch-up SIP required.
Calculate →Goal SIP Calculator
Monthly SIP or lumpsum needed to reach any future financial goal.
Calculate →Term Insurance Cover Calculator (HLV)
Recommended term insurance cover via Human Life Value and 10–15× income rule.
Calculate →ROI & CAGR Calculator
Absolute ROI and annualised CAGR for any investment across any tenure.
Calculate →FD vs RD Comparison Calculator
Compare lumpsum FD maturity vs monthly RD maturity at the same rate and tenure.
Calculate →Vacation / Holiday Fund Planner
Monthly SIP to fund a future vacation, with cost inflation and currency buffer.
Calculate →Wedding / Marriage Cost Planner
Future wedding cost at wedding inflation and monthly SIP to build the fund.
Calculate →