Income Tax & Salary
Income tax (FY 2026-27), old vs new regime comparison, CTC to in-hand salary, and gratuity — built on Indian rules.
Everything on this page uses the Income Tax Act, 2025 (FY 2026-27) slabs and rules. Compare the new and old regimes, work out your in-hand salary from CTC, check HRA and 80C/80D benefits, and see exactly how much tax a bonus or a raise will cost. Every calculator shows the step-by-step working, the 87A rebate, marginal relief and the 4% cess, so you can verify each number before filing your ITR.
Income Tax Calculator FY 2026-27 (New vs Old Regime)
Side-by-side tax under New vs Old Regime for FY 2026-27 with standard deduction, rebate and cess.
Calculate →CTC to In-Hand Salary Calculator
Convert annual CTC to monthly take-home after PF, gratuity, professional tax and income tax.
Calculate →Gratuity Calculator
Gratuity payable under the Payment of Gratuity Act, with the ₹20L tax-free limit.
Calculate →HRA Exemption Calculator
HRA tax exemption under old regime — least of HRA, 50/40% basic, rent minus 10% basic.
Calculate →Section 80C Tax Saving Calculator
Tax saved from Section 80C investments up to the ₹1.5 lakh ceiling (old regime).
Calculate →Section 80D Health Insurance Calculator
80D deduction for health insurance premiums — self/family and parents, senior-citizen limits.
Calculate →Capital Gains Tax Calculator
LTCG/STCG tax on equity, debt funds and property — rates, exemptions and post-tax gain.
Calculate →Old vs New Tax Regime Break-Even Calculator
Exact deductions needed for the Old Tax Regime to beat the New Regime for your income.
Calculate →44ADA Presumptive Tax Calculator (Freelancers)
Presumptive income @50% of receipts vs actual profit — tax comparison for freelancers.
Calculate →Leave Encashment Exemption Calculator
Tax-exempt leave encashment on retirement — least of actual, 10 months salary, ₹25L cap.
Calculate →Salary Hike / Increment Calculator
New CTC and monthly gross increase from a percentage salary hike.
Calculate →NPS 80CCD(1B) Extra Tax Saving Calculator
Extra ₹50,000 tax saving from NPS Tier-1 under Section 80CCD(1B), over and above 80C.
Calculate →Home Loan Tax Benefit Calculator (80C + 24b)
Tax saved from home loan principal (80C) and interest (Section 24b, ₹2L cap).
Calculate →Advance Tax Instalment Calculator
Quarterly advance tax instalments (15/45/75/100%) and late-payment interest exposure.
Calculate →80G Donation Tax Saving Calculator
Tax saved from donations under Section 80G — 100% or 50% deduction limits.
Calculate →Bonus Tax Calculator
Extra tax on a bonus at your marginal slab rate and net bonus in hand.
Calculate →Total Tax Saving Calculator (Old Regime)
Combined tax saved from 80C + 80D + HRA + home loan + NPS deductions.
Calculate →7th Pay Commission Salary Calculator
7th CPC gross salary from basic pay, DA%, HRA city class and transport allowance.
Calculate →TDS on FD/RD Interest Calculator
TDS deducted on FD/RD interest (10% with PAN, 20% without) and 80TTB recovery.
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